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Fair Debt Collection Laws

Consumer resources for Federal and State fair debt collection laws.

Federal Websites:
Fair Debt Collection
Fair Debt Collection Practices Act (PDF File)
Fair Credit Reporting Act (PDF File)
Credit and Consumer Rights
Fair Credit Billing Act
Vehicle Repossession Rights

State Specific Statutes:.
States not listed below appear to have no specific statutes regulating fair debt collection practices.
Alaska
Arizona
Arkansas
California - PDF File
Connecticut
Florida
Georgia - Title 07-3, Section 25
Hawaii - PDF File
Idaho
Illinois
Indiana
Iowa
Maine
Maryland - Under Commercial Law - Title 14 and Title 15
Massachusetts
Michigan
Minnesota
Mississippi - See Title 85
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Mexico
New York - Under General Business - Article 29-H
North Carolina
North Dakota
Ohio
Oklahoma

Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Washington
West Virginia
Wisconsin - Chapter 427
Wyoming - Title 33 - Chapter 11

 
    National Loan Modification Association of America - NLMAA.org

 
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